Capital Gains Estimator
Calculate Short-Term (STCG) and Long-Term (LTCG) tax liabilities on Equity, Real Estate, and Crypto. Fully updated with the latest July 2024 tax rules.
Tax Estimate
Holding Period: 18 Months
Gross Gain / (Loss)
₹3,47,500
Sale - Purchase - Expenses
Estimated Tax Payble
₹28,925
Incl. 4% Health & Ed Cess
Calculation Breakdown
Budget 2024: 12.5% tax on Long-Term gains exceeding ₹1.25 Lakhs.
Budget 2024: New Capital Gains Rules Explained
The July 2024 Union Budget introduced sweeping changes to capital gains taxation across all asset classes, simplifying rates but removing benefits like indexation.
Equity & Mutual Funds
Applies to listed shares and equity-oriented mutual funds. The holding period to qualify for Long-Term remains 12 months.
- STCG: Increased from 15% to 20%.
- LTCG: Increased from 10% to 12.5%.
- Exemption: Annual tax-free LTCG limit increased from ₹1L to ₹1.25L.
Real Estate & Property
Applies to land and building sales. The holding period to qualify for Long-Term remains 24 months.
- STCG: Taxed at your standard income tax Slab Rate.
- LTCG: Reduced to 12.5%, but the critical Indexation Benefit was removed for sales post July 23, 2024.
Debt, Gold & Unlisted
Debt mutual funds purchased after April 2023 are explicitly taxed at Slab Rates regardless of holding period.
- Gold/Unlisted LTCG: Holding period reduced to 24 months. Taxed at 12.5%.
- Crypto: Flat 30% tax with no distinction for holding periods and no set-off for losses.
Need help reporting Capital Gains in your ITR?
Reporting capital gains requires filing ITR-2 or ITR-3, importing broker statements (Schedule 112A), and managing loss carry-forwards. Do not risk a tax notice—let an expert handle it.